Payday loan lenders are meant to get through difficult times temporarily. These short-term loans are paid off within two weeks to a month and are in an amount less than 1000 dollars, but the cash is considered by your actual paycheck amount. Many payday loan lenders don’t charge interest rates but charge a flat charge.
While payday loan lenders are best and are convenient and lack a CIBIL check, they will come at a hefty charge. And it might be difficult to tell which best payday lenders are legitimate.
Speedy Cash
It provides short-term loans, with amounts ranging from 50 to 500 dollars. Funds are authorized within one working day on your debit card, direct deposit, or in-person. The cash is due by your next paycheck. Also, the actual loan cash you will get is largely depending on your state.
Online application is available in 27 states, and there are locations in 15 states. You may also apply through the mobile phone. Charges differ by state but plan to pay 10 to 30 dollars for every 100 dollars borrowed.
Pros
- Amounts as low as 50 dollars
- Prefer where the funds go
- Available in 27 states
- Vehicle title and payday loans
Check City
It serves 15 states, and charges, loan terms, and amounts differ by state. It is an authorized and transparent lender that provides payday loans, title loans, prepaid debit cards, installment loans, and much more. The payday loans come with a 31-day term and a 15 to 20 dollars fee for every 100 dollars borrowed. Also, same-day approval is available if you apply at a physical location, applications are provided in 13 states, and you should apply over the phone. Unlike many lenders on the list, Check City is accredited with the BBB and holds the highest score of A+
Pros
- Accredited with BBB
- Same-day funding
- Transparent charges
- Highly-rated by clients
Check n Go
It provides payday loans, installment loans, cash advances, and prepaid debit cards. The payday loan differs from the state, and it is available in 27 states. You may apply in person or online, and if you head to a physical location, you may have your funds within a few hours. Applications online are funded within one working day. Varying on the kind of loan you select, amounts might be 100 to 1500 dollars, and the amount you become eligible for largely depends on your capability to repay.
Pros
- Best payday loan lenders available in 27 states
- A+ rating with BBB
- It might be funded within hours
- Several lending options
Check into Cash
It is an authorized, and legit payday lender that provides payday loans from 50 to 1000 dollars and terms are 14 days long. Check into cash has a finance charge of 15 to 30 dollars. Every 100 dollars differs by state. It serves a total of 28 states, with 22 states having in-store locations. Check into cash apply at a location, same day funding is available. You may also check charges on-site before you apply.
Pros
- Payday loan lenders available in 28 states
- Accredited by BBB
- Also, same-day funding is available
- Check fees and rates online
